Retirement Planning in Dubbo

Reliable Guidance

Tailored Strategies

Established Legacy

Plan for a Comfortable Retirement

Securing your financial future requires more than just saving—it’s about developing a comprehensive strategy that addresses your lifestyle goals, long-term aspirations, and the needs of your family. At Christies Accountants & Advisors in Dubbo, we offer retirement planning and estate planning services to help individuals, families, and retirees achieve financial peace of mind. With a tailored approach, we aim to make your retirement as stress-free and enjoyable as you’ve always envisioned.

Retirement planning involves creating a sustainable income strategy that supports your lifestyle while making the most of your superannuation, investments, and other assets. This includes managing your tax obligations, understanding your entitlements, and helping to structure your funds efficiently for the years ahead. Whether you’re years away from retirement or preparing to transition soon, we help you plan with confidence and clarity.

Estate planning is equally important, helping to ensure your legacy is protected and distributed according to your wishes. Beyond preparing a will, estate planning includes establishing trusts, naming beneficiaries, and minimising taxes on your estate. Our advice helps to make every step of your retirement and estate planning journey as seamless and precise as possible.

Reach out to our team at (02) 6882 3633 to schedule a consultation and start building a plan that protects your future.

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Secure Your Future with Comprehensive Planning

Planning for retirement is about more than financial security—it’s about creating the life you want to live once you’ve finished working. This process starts with assessing your current financial position, forecasting your needs, and creating a strategy to bridge any gaps. Factors such as life expectancy, health care costs, and inflation must be carefully considered, helping to ensure your savings will support your future.

Retirement planning also includes deciding how to structure your income streams, such as superannuation withdrawals, pensions, or investment returns. It’s about balancing growth and stability, so your money lasts as long as you need it. For business owners or those with multiple assets, planning becomes even more crucial to effectively manage tax implications and maximise benefits.

Estate planning complements retirement planning by safeguarding your legacy. This goes beyond writing a will—it involves strategies like setting up trusts, appointing enduring powers of attorney, and providing tax efficiency for your beneficiaries. Effective estate planning minimises potential disputes and passes on the maximum benefit from your estate to your family.

Start planning today for a secure, comfortable future and the peace of knowing your legacy is protected.

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Frequently Asked Questions

Do I Need To Consider Tax When Estate Planning?
There are very specific rules around tax on inheritances and assets transferred to beneficiaries as part of estate division. There are a lot of ongoing taxation matters that need to be considered when formulating a plan.
Is Superannuation Part Of Estate Planning?
Superannuation can be a significantly valuable asset and needs to be carefully considered. To confuse things, sometimes superannuation forms part of your estate and sometimes it doesn't!
Can I Adjust My Estate Plan At Any Point?
Yes, you can review and make adjustments to your estate plan whenever you feel that’s the right thing to do. This could happen when there have been major changes or events in your personal life or business. If you’re about to retire, change jobs, buy a new home, marry, divorce or have a child, it’s a good idea to review and revise your estate plan.